HD Life 360

Whatever the Circumstance

Life 360

Whatever the Circumstance

Accident Insurance with Critical Illness & Term Life

Financial Protection from Illness, Injury or Death

Our HD Life 360 insurance plan provides an affordable way for loved ones to be financially protected should the policy holder have a covered accident or pass away during a specific period of time. Upon the death of the policy holder, the carrier pays a set amount to the beneficiary per the policy terms.

Digital image two hands holding a blue heart

Accident Insurance with Term Life

Financial Protection from Illness, Injury or Death

Our HD Life 360 insurance plan provides an affordable way for loved ones to be financially protected should the policy holder have a covered accident or pass away during a specific period of time. Upon the death of the policy holder, the carrier pays a set amount to the beneficiary per the policy terms.

Digital image of money plant in light and dark blue

Why HD Life 360?

Term Life, Critical Illness & AD&D

The HD Life 360 membership provides members with access to supplemental Group Accident Only Insurance and Term Life insurance benefits. Having supplemental insurance can help in the event of an unexpected accident. Best of all, members can use the cash benefits however they choose for out-of-pocket medical expenses, transportation costs, help with childcare, meals or help pay for routine household monthly bills.

  • Supplemental Accident Insurance with Term Life Benefits

  • $10,000 to $15,000 Term Life by Amalgamated Life Insurance Co.

  • $100,000 to $150,000 AD&D by Amalgamated Life Insurance Co.

  • Benefit paid directly to the beneficiary per policy terms

  • Membership in the Health Depot Association

Why HD Life 360?

Term Life & AD&D

The HD Life 360 membership provides members with access to supplemental Group Accident Only Insurance and Term Life insurance benefits. Having supplemental insurance can help in the event of an unexpected accident. Best of all, members can use the cash benefits however they choose for out-of-pocket medical expenses, transportation costs, help with childcare, meals or help pay for routine household monthly bills.

Supplemental Accident Insurance with Term Life Benefits

$15,000 Term Life by Amalgamated Life Insurance Co.

$15,000 Critical Illness by Guarantee Trust Life Insurance Co.

$150,000 AD&D by Guarantee Trust Life Insurance Co.

Benefit paid directly to the beneficiary per policy terms

Membership in the Health Depot Association

The Value in HD Life 360

Be prepared when an accident or death strikes your family.

The Value in HD Life 360

Be prepared when an accident or death strikes your family.

Guaranteed Coverage for Primary Member

No medical informationrequired during initial enrollment period

Membership in Health Depot Association

Savings on the health extras like prescription discounts and telemedicine

Coverage for Wide Range
of Ages

Members between the ages of 18-65 and dependents to age 26 are eligible for coverage

Member and Family Coverage Available

Options include Member, Member + Spouse, Member + Child(ren) and Family

Protect Your Family in the Event of Accident or Death

Provide financial relief in the event of an accident or death

Cash Benefit Paid Directly to Beneficiary

Payment made to beneficiary
to cover financial responsibilities

Guaranteed Coverage for Primary Member

No medical informationrequired during initial enrollment period

Membership in Health Depot Association

Savings on the health extras like prescription discounts and telemedicine

Coverage for Wide Range
of Ages

Members between the ages of 18-65 and dependents to age 26 are eligible for coverage

Member and Family Coverage Available

Options include Member, Member + Spouse, Member + Child(ren) and Family

Protect Your Family in the Event of Accident or Death

Provide financial relief in the event of an accident or death

Cash Benefit PaidDirectly to Beneficiary

Payment made to beneficiary
to cover financial responsibilities

Provide Your Family with Financial Protection

Secure a way to provide your family with financial assistance for unexpected expenses.

HD Life 360 AD&D

  • $50,000, $100,000, and $150,000 AD&D options by Amalgamated Life Insurance Co.

  • AirMed Emergency Medical Air Transport (provided by Health Depot Association)

  • FreeWill estate planning tool

HD Life 360

  • $10,000 to $15,000 Term Life by Amalgamated Life Insurance Co.

  • $100,000 to $150,000 AD&D by Amalgamated Life Insurance Co.

  • AirMed Emergency Medical Air Transport (provided by Health Depot Association)

  • FreeWill estate planning tool

Amalgamated Life Insurance Company and Health Depot Association are separate legal entities and have sole financial responsibility for their own products. 

Provide Your Family with Financial Protection

Secure a way to provide your family with financial assistance for household, funeral and other unexpected expenses.

HD Life 360 AD&D

  • $50,000, $100,000, and $150,000 AD&D options by Amalgamated Life Insurance Co.

  • AirMed Emergency Medical Air Transport (provided by Health Depot Association)

  • FreeWill estate planning tool

Plan Information

HD Life 360

  • $10,000 to $15,000 Term Life by Amalgamated Life Insurance Co.

  • $100,000 to $150,000 AD&D by Amalgamated Life Insurance Co.

  • AirMed Emergency Medical Air Transport (provided by Health Depot Association)

  • FreeWill estate planning tool

Plan Information

 Amalgamated Life Insurance Company and Health Depot Association are separate legal entities and have sole financial responsibility for their own products. 

Air Ambulance

Global Response

Acute care air transportation when a medical emergency occurs. You or your covered dependents are transported to the hospital of your choice by a dedicated medical aircraft, equipped with doctors, nurses and respiratory therapists.

  • 24/7 Medical Service Hotline
  • Worldwide Medical Evacuation
  • Medical Aircraft with ICU-Equipped Jets

  • Completed 200,000 Missions Spanning 150 Countries

AirMed Plane in the sky

Air Ambulance

Global Response

Acute care air transportation when a medical emergency occurs. You or your covered dependents are transported to the hospital of your choice by a dedicated medical aircraft, equipped with doctors, nurses and respiratory therapists.

  • 24/7 Medical Service Hotline
  • Worldwide Medical Evacuation
  • Medical Aircraft with ICU-Equipped Jets

  • Completed 200,000 Missions Spanning 150 Countries

AirMed Plane in the sky

Not Available in AK, OK, UT, VT, WA. If members move to one of those states, their discount medical benefits will terminate.

The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in the Plan.

The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization is Alliance HealthCard of Florida, Inc., 5005 Lyndon B Johnson Fwy #1500, Dallas, Texas 75244. You may call 888-918-2386 for more information or visit www.aobgmemberportal.com for a list of providers.

The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges. The processing fee is non-refundable except in AR, MD and TN. To cancel you must, notify the Health Depot Association verbally or in writing; notify Health Depot Association at 6801 Gaylord Parkway, Suite 402, Frisco, TX 75034 or by calling 888-918-2386. We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation. Any complaints should be directed to Alliance HealthCard of Florida, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Alliance HealthCard of Florida, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint.

Note to DE, IL, LA, NE, NH, OH, RI, SD, TX, and WV consumers: If you remain dissatisfied after completing the complaint system, you may contact your state department of insurance.

Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

Not Available in AK, OK, UT, VT, WA. If members move to one of those states, their discount medical benefits will terminate.

The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in the Plan.

The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization is Alliance HealthCard of Florida, Inc., 5005 Lyndon B Johnson Fwy #1500, Dallas, Texas 75244. You may call 888-918-2386 for more information or visit www.aobgmemberportal.com for a list of providers.

The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges. The processing fee is non-refundable except in AR, MD and TN. To cancel you must, notify the Health Depot Association verbally or in writing; notify Health Depot Association at 6801 Gaylord Parkway, Suite 402, Frisco, TX 75034 or by calling 888-918-2386. We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation. Any complaints should be directed to Alliance HealthCard of Florida, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Alliance HealthCard of Florida, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint.

Note to DE, IL, LA, NE, NH, OH, RI, SD, TX, and WV consumers: If you remain dissatisfied after completing the complaint system, you may contact your state department of insurance.

Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

Testimonials

Our members share their experiences of using their HD Life 360 policy:

“Thankfully we were able to cover my husband’s funeral expenses with money we received from our policy after my husband lost his battle with Hodges Lymphoma.”

Sandy E.

“We are grateful to know us, and our children, are financially protected should an accident happen while we are traveling cross country for our daughter’s softball tournaments. “

Rebecca T.

Testimonials

Our members share their experiences of using their HD Life 360 policy:

“Thankfully we were able to cover my husband’s funeral expenses with money we received from our policy after my husband lost his battle with Hodges Lymphoma.”

Sandy E.

“We are grateful to know us, and our children, are financially protected should an accident happen while we are traveling cross country for our daughter’s softball tournaments. “

Rebecca T.

Frequently Asked Questions

There are no co-pays or deductibles.

There is no “In-Network” requirement on the HD Life 360 plan. Members may go to the doctor, hospital or emergency center of their choice.

Members need to log in to the member portal at AOBGMemberPortal.com; print the appropriate Claim Form(s); complete and sign; and send completed forms after any loss covered by the policies occurs or begins; or as soon as reasonably possible. Members will find the claim forms in the “Important Documents” section of the member portal.

If members need to file a death claim, they need to contact Customer Service at (855) 351-7535.

Members will receive a “welcome” email from Health Depot which contains registration instructions for our secure, online member portal, AOBGMemberPortal.com. On the Member Portal, members can manage their account and access their plan information, including Membership Guide, Insurance Certificates and more. Members should read through all of their materials carefully, and they can contact Customer Service if they have any questions.

Members will continue coverage under the certificate they were issued for their original state of residence.

Members can contact Customer Service at (888) 918-2386 and one of their friendly representatives will be glad to help them!

Disclaimers

THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. THIS INSURANCE DOES NOT MEET THE MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.

THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. THIS INSURANCE DOES NOT MEET THE MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.